rasanya sekarang semua org sudah mula kerja/sambung belajar selepas pulang menyambut Hari Raya Aidil Fitri pada hari Ahad 20/09/09 yang lalu. bagi anak-2 tentu sekali seronok banyak dapat duit raya, maklumlah hari raya nie memang hari utk dia org "kutip' duit sama macam kita masa kecil dulu. seronok tengok kumpulan demi kumpulan datang bertandang ke rumah majority nya tak kisah pun kuih raya yang dihidang janji dpat sampul duit dah selesai KPI boleh gi ke rumah seterusnya...:)

sambil2 duduk relax nie terfikir juga alangkah bagusnya jika duit raya anak-anak tu di gunakan semaksimum mungkin.tak salah kalau nak terus simpan kat mana mana bank atau tabung haji. cumanya nak diversify sikit protfolio saving budak budak tu. apa kata kita guna saja duit tu utk beli emas tak kisah barang kemas (gelang, rantai, subang etc) atau gold coin/bar. hari nie 1 Dinar PG berharge RM503 so paling kurang masing masing dapat 1 keping 1 Dinar...utk raya tahun hadapan kita buat yang sama gak . so in the next few years eg bila dia org nak masuk U agaknya berapa keping 1 Dinar berjaya dikumpulkan? dan berapa kah agaknya nilai kepingan Dinar emas masa tu? boleh cover cost dia org utk masuk U ?

lepas tu to make our Duit Raya-Dinar initiatif merrier, why not we take another action toward 'Dinarization" hehehe I coin the word myself.... setiap tahun anak2 kita yang hidup dizaman serba moden ni pasti akan demand the parents to celebrate his/her birthday, or at least mintak present everytime they reach 7,8,9 and so on. i dont know about others but that s what really happen to me. dulu memang layan permintaan dia org nie however at one time I couldnt think of any items be it toys, books,$, to be given as a gift. maklumlah anak ramai dlm setahun tu kena celebrate 5 org itu tak termasuklagi members dia org. so i decided to do something difference but surely will benefit them later. search punya search maka terfikirlah pasal gold nie. disebabkan majority of my kids heroes so jewelry tak berapa mengancam instead gold coin/bar attracted my attention. so i told them no more birthday gifts(normal) but i'll give them something new and special i.e. gold coin (dinar). after some sembang2 with them everybody agreed and looking forward to have their own dinar.:) maka bermulalah gold dinar collection for them..

idea kat atas tu nampak silly skit tapi I need to change, org kata paradigm shift for my own kids future

My ICon

ha ha nak tunjuk my new Icon bought recently. didnt cost me a lot compare to owning other vehicles eg MyVi , Viva, Vios etc. In total i spent close to RM5500 sahaja. remember the date August 2009!

Icon nie kire ok gak, for people like me who care less about speed as long as it can take me to my destinations dah kira cukup bagus. lagi pun satu tank penuh cuma Rm4/- I repeat Rm4 sahaja and can last for 2 days. Sebelum nie every week kena average Rm60 utk fuel tapi dengan Icon dah banyak save. But at the same time i lost comfort of driving inside an airconditioned car with a leather seat to relax.... but thats a trade off that Ive to bear.

but my point is this, the day i bought my Icon it cost me Rm5500... or closely equivalent to PG 50g bar!!! do you see what I'm getting at... Today 10 September 2009 the gold price has increased to Rm5993!!! A few days back world gold price moved to a new record high beyond USD1000/oz mark which means gold price in RM also increase. Can you see it!!!

well once world economy returns to normalcy (bile ye!) there will be price adjustment, but i hope there wont be much drop from its then market price. History has shown that gold price nie always on the UPs trend with relatively small period of Down side.

so kita pakat tengok samada my view here betul or otherwise 1 yr later, agaknye harge PG50g ni berape ye!

ok ari nie dah 20 Ramadhan dilalui. bulan rahmat buat hamba Allah yang mahu mencari keredhaanNya. malam ini juga bermulanya pencarian Lailatul Qadar sebagaimana sabda Nabi cari lah Lailatul Qadar pada malam 10 terakhir Ramadhan terutamanya pada malam2 ganjil.
Maksudnya bukan suruh kita focus pada malam2 ganjil sahaja, malam 2 genap pun kena cari cumanye penekanan pada yang ganjil.

teringat semasa di Colombo dulu masjid akan penuh bila mana malam 27 Ramdhan. Pada mereka malam tulah Lailatul Qadar akan tiba. Ntahlah payah nak komen banyak banyak dah gitu kefahaman mereka.